If your New Year's resolution was to start a small business, time may be on your side in 2015.
Optimism among small business owners increased last year, reaching 98.1 in December 2014, the highest reading since February 2007, according to the National Federation of Independent Business. Experts say a number of factors could boost Main Street optimism and entrepreneurship rates further in the new year, among them access to cash, low fuel costs and a number of tax incentives.
Nigel Thomas, 38, left his career as a software engineer to soft launch his New York City-based business in November 2014. This year, Thomas plans to expand his company, GoLocker, which allows consumers who don't live in buildings with doormen to use lockers to intercept packages, so they don't have to wait around for delivery.