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It's that time of year again. The time to think about the dreaded approach of tax season.
In 2015, millions of Americans will be jumping through hoops to figure out how the Affordable Care Act (ACA) will impact their tax return this year.
That is why H&R block will be holding an Affordable Care Act Q&A Day at all 10,000 of its offices on Thursday. Anyone will be able to walk into the office and obtain free tax advice.
To get further insight on how H&R Block is preparing for the upcoming tax season, Cramer sat down with its president and CEO, Bill Cobb.
While approximately 7 million people have signed up for insurance through the exchange, there are still another 20 million who remain uninsured in the U.S.
Cobb explained that those individuals who are still uninsured will be required to either pay a penalty, or take out one of 33 exemptions available to them.
"There are a lot of exemptions that are available. For instance if you are incarcerated, religious affiliation, if your income didn't hit a certain standard. We can help anybody with all of those exemptions."
The ACA has not only created opportunity for further business at H&R Block, it has also increased costs for the company.
"A lot of people talk about the opportunity we have. I think there is a real opportunity, but there are some expenses associated with that," he said.
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Cobb confirmed that H&R Block has added seven additional hours for specific training for employees. They have hired more first-year tax pros, including 10,000 who are bilingual. Cobb anticipates that there will be a disproportionate impact to the Latino community in the U.S.
"Even for those who are affected by the Affordable Care Act, our job is still to maximize your refund. Eighty-five percent of Americans get a refund. We are really good at this. We want to do an accurate tax return and maximize the refund for our client," Cobb said.