If you own a car, getting pulled over is going to cost you.
Most car owners typically get a break on auto insurance rates if they maintain a good driving record. But for bad drivers stopped with moving violations, the higher premium in many states could be much more costly than the fine you'll pay for the traffic ticket, according to an analysis by InsuranceQuotes.com.
Speeding in Illinois will, on average, double your premiums. A North Carolina resident hit with a DUI violation can expect to see their rates go up by an average 337 percent—nearly four times the national average. And take it easy in Hawaii. If you're pulled over for reckless driving, you're looking at an average premium bump of 287 percent—more than triple the national average.
Overall, drunk driving comes with the biggest rate increases—up 92 percent nationwide, with reckless driving (83 percent) a close second. Speeding more than 30 mph over the limit will boost your rates by 29 percent. Less costly violations include not wearing a seatbelt (6 percent), driving without a license (16 percent) and violating railroad rules (18 percent).