Cramer has known for a while that this was bound to happen because the U.S. is finally back into household-formation mode. For many years after the Great Recession, young people either lived with their parents or family members. However, the data now shows that young families are buying their own homes.
"So, again, in a market that make sense, you can actually buy the stocks of the homebuilders and expect to make money," Cramer said.
Cramer's top pick was D.R. Horton, which is up 23 percent for the year. He has also recommended Toll Brothers and Lennar relentlessly, and they just broke through to levels that would be insane without this plunge in rates.
"What is extraordinary to me is that this move is happening right under the noses of people who should know better, but they keep waiting to get their signal from the Federal Reserve. You don't do that if you're a serious investor," Cramer added. (Tweet This)
That means investors should tune out the Fed talk and do the homework to figure out what stocks do better in the current environment. Cramer's answer? The homebuilders.
However, the upside is not just limited to homebuilders, as once you build a house it must be filled with goods. That brought Cramer to Web-based opportunities such as Wayfair and Amazon.
Cramer was not surprised by the New York Times article exposing Amazon's working conditions and thinks it isn't really important to the stock. Especially since the information recalled much of the information revealed by CNBC's David Faber in 2014 in a documentary entitled "Amazon Rising."
Read MoreCramer: Investors will love Amazon more now
So, while Cramer cannot bemoan whether Amazon is a slavocracy based on what he already knew about its labor practices, he can say that Amazon's stock is a winner from new household formation.
Cramer also recommended investors to take a look at Fortune Brands Home & Security, Masco, Sherwin-Williams, PPG and Whirlpool.
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The current environment of lower interest rates and cheap oil also signal opportunity in airlines, aggressive growth stocks like Netflix or Tesla.
Ultimately, Cramer was excited that the gloom from overseas wasn't bad enough to derail the U.S. market on Monday. That is exactly the right environment for the market to continuously move higher.