With new iPhones hitting stores this week, some consumers are considering upgrade options with different carriers. And if you're confused by the endless options for data usage and phone payment plans, you aren't alone.
WalletHub, a personal finance website, did the math, and determined that for families, Sprint is the most affordable carrier, but for individuals, T-Mobile can be a compelling buy—as long as you pick a standard plan for your 6S.
While the WalletHub numbers provide an interesting baseline, their results were hotly disputed by other carriers, who argued that if you are, say, a video-streaming aficionado, or conversely, rarely open your mobile browser, these results may not hold as much weight.
But on top of the data, there are five questions you can ask your carrier to make sure you get the right plan.
WalletHub's study looked at the cost over two years of buying an iPhone 6S with at least 3 gigabytes (GB) of monthly data. It surveyed both different carriers and payment methods, such as a subsidized phone with a two-year contract, a leasing plan, buying the phone up front with no contract, or an installment plan from Apple or the carrier. WalletHub also separated individual plans from family plans, where the study calculated the cost of upgrading one of four phones to an iPhone 6S.