But Kev Coleman, who heads research and data at HealthPocket, said the company's analysis reveals "a tale of two cities" for health insurance customers that is worth telling.
"There are drastically different rates for the subsidized and the unsubsidized," Coleman said.
He said his firm's finding is "important" because it looked at the prices of all plans on HealthCare.gov and not just at the prices of plans that are used to help calculate financial assistance for Obamacare subsidies. "They can't keep the narrative on single-digit" price increases, Coleman said.
"For people who are on the outside of subsidies, what had been a very expensive market has become even more expensive," Coleman said.
The dueling views of the Obamacare landscape hinge on the availability, and prevalence, of federal tax credits that are available to people who buy health plans on government-run exchanges. The tax credits, or subsidies, are available to people who earn between one and four times the poverty level: between $11,770 and $47,080 for individuals, or between $24,250 and $97,000 for a family of four.
More than 8 out of every 10 customers on Obamacare exchanges qualify for subsidies, which reduce their monthly premium bill. And more than half of them also qualify for additional assistance that reduces how much they pay in deductibles.
Customers who are not subsidized must pay the full retail price on exchange-sold plans.