If you've yet to complete your holiday shopping list, you're not alone. Last-minute shopping is all the rage, and express delivery service workers are breaking a sweat.
The National Retail Federation released the results of its last consumer spending survey for this holiday season, on Wednesday. The report shows 90 percent of holiday shoppers have yet to complete their shopping lists.
Don't fret, this analyst says it really pays off to shop last minute. While retailers always plan to sell some items cheaper, the sales get better as retailers find more left on the shelves than they expected.
"Unplanned [markdowns] are the ones where the stores are getting desperate, in a nutshell: apparel" said Mary Epner, principal retail analyst at Mary Epner Retail Analysis. "There are a few brands in particularly that are very hard hit."