When Paul Yeager injured his neck and back in a car accident earlier this year, he didn't go to an emergency room or see a chiropractor. The financially strapped 30-year-old had just completed his master's degree, and he and his wife had recently had a baby. The pain was bearable, and the cost of treatment would have been too high.
Yeager's story isn't uncommon among millennials.
One in 5 adults ages 18 to 36 said they cannot afford routine health-care expenses, according to a recent Harris Poll. Many of those millennials are uninsured because of the cost. An additional 26 percent said they can afford routine health-care costs, but with difficulty.
The Harris Poll surveyed 1,171 millennials, including Yeager, and found that 7 in 10 consider cost to be a "very important" factor when looking for health care.
Even as the percentage of millennials without health insurance drops, 16 percent of young adults do not plan on having insurance in 2017, according to the survey. That includes 47 percent of those who are already uninsured. The most common reason: lack of affordability.