WILKES-BARRE, PA., July 18, 2016 (GLOBE NEWSWIRE) -- Credit card fraud and scams are in the news everywhere and one place where scammers often get a hold of your information is while you are on vacation.
There are a number of tips and precautions that travelers can follow to avoid these scams. Sundance Vacations tells you what the experts are saying about this subject and wants you to use these five tips.
1. Preparation is key
Only bring what you need. If you have multiple credit cards, leave one or two of them home. If you lose one, you'll be more likely to notice the fact that it's missing.
Make a list of the credit cards you are taking with you, including account numbers, telephone numbers to reach the companies and anything else you may need. Store this in a separate place from your wallet, you'll be ready to call and cancel any cards in the event someone steals your wallet.
2. Leave the debit card at home
If someone steals your credit card information, the majority of providers offer some form of fraud protection, resulting in the traveler only having to pay small fees rather than whatever the thief can run up before you get a hold of the credit card company.
Debit cards work differently. If caught early, most banks will charge only fees, but if it goes on for a number of days, travelers could be forced to repay all the fraudulent charges as well as the fees associated with them.
3. Keep an eye on your card
Machines that steal credit-card information, called skimmers, are small and portable, meaning that scammers can only need a few seconds in a small room away from you in order to gain access to your accounts.
4. Monitor your accounts online
Proper monitoring can allow you to find discrepancies and charges that don't belong to you early on. Keep in mind that these charges aren't always going to be a $5,000 television. They can show up as very small charges at first, gas, restaurants or even smaller store purchases.
5. Trust yourself
There are a lot of creative ways out there that scammers try to get a hold of your information. It's a 9-to-5 job for them. You need to look at every situation and trust your instincts.
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