Colleges are making it even easier for students to load up on debt.
Parents and students are able to use their credit cards to pay tuition at many of the largest colleges and universities, according to a recent survey from CreditCards.com.
The site, which compares credit cards, studied 300 U.S.-based public and private schools and found that 85 percent of them accept plastic for tuition payments.
The ease of swiping comes at a hefty cost though.
Nearly half of the schools tack on an average transaction fee of 2.62 percent for using plastic, the survey found. On average, families using credit cards charged $4,443 of tuition expenses during the 2015-2016 school year.