The typical American retires at age 62. One Minneapolis-based Millennial plans to shave more than 20 years off that average and retire by age 37.
"The Money Wizard," who goes by the pen name Sean and asks to remain anonymous, is well on his way to early retirement.
He opened his first investment account at age 16. By age 25, his net worth hit six figures. Now, at age 26, he has nearly $150,000 in the bank, thanks to smart saving and investing habits and a dash of good luck.
"No inheritances, no windfalls," he writes on his blog, My Money Wizard. "Just lots of saving, basic investment, and a desk job in the finance industry that places my salary barely above the median household income."
CNBC spoke with the 26-year-old financial analyst and blogger who's on pace to retire in a little over a decade. Here's a look at how he's making it happen.