So you just got offered a new job or negotiated your way to a higher salary? Congratulations!
But if you're not careful, two paychecks from now you're going to be wondering how you ever lived on less, rather than rejoicing in how much you're socking away.
"Most people expand their spending according to their new salary," says Kit Yarrow, author of Decoding the New Consumer Mind. "Every category seems to get a boost, and all of a sudden, that increase in salary hasn't stretched across all those categories."
Take a look at your budget to see how you can best use this opportunity to improve your future: