Money

Jersey City tops list of the 25 most livable US cities

Pedestrians walk along the Hudson River waterfront in Jersey City, New Jersey.
Emile Wamsteker | Bloomberg | Getty Images
Pedestrians walk along the Hudson River waterfront in Jersey City, New Jersey.

Elitist New Yorkers love to joke about New Jersey, but according to one new study, the Garden State may have one over Gotham: Commuters who live in Jersey City may be better off than people who live and work in Manhattan itself.

Jersey City ranks as the most livable city in the U.S., according to a new study from the New York City-based financial technology company SmartAsset.

The finding is sure to rile up some New York City snobs who look down their noses at the town just across the Hudson. But the facts show that Jersey City residents may have the best of both worlds: access to high salaries across the river combined with a markedly lower cost of living.

Irvine, Calif., and Plano, Texas, come in as the second and third most livable cities in the U.S., according to researchers who took into account such factors as population density, walkability, crime rates and annual income after housing.

Don't worry, NYC: You may not be #1, but you still make the list.

The Golden state shines bright in the study: Eight of the top 25 most livable cities in the U.S. are located in California.

Southern cities largely fall at the bottom of the list because there are virtually no cities there where you can get around on your two feet. In the South, you need a car.

Memphis comes in dead last for its high rates of both violent and property crime. Also the Tennessee city has a painfully high 13.4 percent unemployment rate.

Here's a look at the 25 most livable cities in the U.S. and the data that went into the ranking.