Nowadays, more and more couples choose to live together before making the decision to get married.
Cohabitation has its upsides: You have the opportunity to learn about the habits and quirks of your partner before committing to a lifetime together. Maybe you didn't know dirty towels on the floor was your deal-breaker! It's good to find that out early on.
But moving in with a partner before marriage, or before you start talking about marriage, also has its drawbacks. It tends to be unceremonious. You sign a lease, you both pay half of the rent and ... done. Easy, right?
Sure, except, what happens when one of you gets a major raise? Will that person start paying more in rent? What if one of you loses your job and can't afford to pay the bills? Does the other person pay double?
Do you want to pay for a cleaning service or are you willing to mop the floors? Is your pricey habit of taking cabs every day annoying to your partner, who's trying to save for the future? How much should you be saving, anyway?
Money can be hard to talk about, but once you live together, it's an even harder subject to avoid.