Lauren Greutman, a spender, was ashamed to let her husband, Mark, a saver, know how badly she'd managed their family finances. They owed more on their mortgage than their house was worth and almost lost their home to foreclosure. When money ran short each month, they had to charge diapers and groceries on credit cards.
When Lauren found herself concealing $600 worth of new clothing in her car, she knew she had to own up, change her spending habits and attack the debt. It took two years to pay off. Lauren wrote about her experience in the book "The Recovering Spender" and shared her tips with NerdWallet.