Like most things in life, wealth doesn't simply appear.
The good news is, "if you follow the beliefs, philosophies and strategies of the rich and take action, you have a legitimate shot at becoming a millionaire," says self-made millionaire Steve Siebold, who spent decades studying rich people for his book "How Rich People Think."
If you're ready to take action, start by giving up these five costly habits.
Even if you have good intentions, trying to accomplish a whole host of things at once can backfire. More often than not, you'll end up stretching yourself too thin.
As billionaire Warren Buffett says, "The difference between successful people and really successful people is that really successful people say 'no' to almost everything."
The average person wants to be comfortable. Rich people, on the other hand, are stimulated by uncertainty.
Stepping outside of your comfort zone means doing things like asking for what you want, waking up early, giving and accepting feedback and admitting mistakes.
The sooner you start investing the better, says Michael Katchen, who manages hundreds of millions of dollars for millennials. So rather than living above your means, find ways to save more and then invest that money to take advantage of compound interest.
"What you say when you talk to yourself creates your attitude," says self-made millionaire Grant Cardone. "Your entire life is created by your thoughts — and then by your language."
Your choice of words can mean the difference between living a wealthy life and an average one. "Start using the language that highly successful people employ every day," he says. "Some examples of words to include in your new vocabulary: 'Great,' 'super,' 'wonderful,' 'incredible,' 'excellent.' If someone asks you, 'How was your weekend?' Respond: 'It was a blast.'"
"The number one reason most people don't get what they want is that they don't know what they want," writes self-made millionaire T. Harv Eker in his book, "Secrets of the Millionaire Mind."
If you want to build wealth, you have to have a clear goal, a specific plan and hard deadlines. And when you're setting goals, don't be afraid to think big. The rich set their expectations exceptionally high and are up for any challenge, Siebold says: "No one would ever strike it rich and live their dreams without huge expectations."
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