(Adds Irma location, risk to Trump estate; paragraphs 4,12)
* Bahamas expects storm surges of as much as 20 feet
* Cuba evacuates tourists
* Storm likely to hit Florida Sunday
PROVIDENCIALES, Turks and Caicos, Sept 7 (Reuters) - The eye of Hurricane Irma grazed the Turks and Caicos Islands on Thursday, rattling buildings after it smashed a string of Caribbean islands as one of the most powerful Atlantic storms in a century, killing 14 people on its way to Florida.
With winds of around 185 miles per hour (290 km per hour), the storm the size of France has ravaged small islands in the northeast Caribbean in recent days, including Barbuda, Saint Martin and the British and U.S. Virgin Islands, ripping down trees and flattening homes and hospitals.
Winds dipped on Thursday to 165 mph as Irma soaked the northern coasts of the Dominican Republic and Haiti and brought hurricane-force winds to the Turks and Caicos Islands. It remained an extremely dangerous Category 5 storm, the highest designation by the National Hurricane Center (NHC).
Irma was about 55 miles (85 km) south of Great Inagua Island and is expected to bring 20-foot (6-m) storm surges to the Bahamas, before moving to Cuba and plowing into southern Florida as a very powerful Category 4 on Sunday, with storm surges and flooding due to begin within the next 48 hours.
Across the Caribbean authorities rushed to evacuate tens of thousands of residents and tourists. On islands in its wake, shocked locals tried to comprehend the extent of the devastation while simultaneously preparing for another major hurricane, Jose, now a Category 3 and due to hit the northeastern Caribbean on Saturday.
It was the first time the Turks and Caicos islands had experienced a Category 5 storm, said Virginia Clerveaux, director of Disaster Management and Emergencies.
"We are expecting inundation from both rainfall as well as storm surge. And we may not be able to come rescue them in a timely manner," she said in comments on social media site Facebook.
The few tourists who remained on the Turks and Caicos islands were in hotels, as were some locals.
A Reuters witness described the roof and walls of a well-built house shaking hard as the screaming storm rocked the island of Providenciales and caused a drop in pressure that could be felt in people's chests.
In Miami, hundreds lined up for bottled water and cars looped around city blocks to get gas on Thursday in panicked preparations. Gas shortages in the Miami-Fort Lauderdale area worsened on Thursday, with sales up to five times the norm.
"To the people of Florida, we just want you to protect yourselves, be very, very vigilant and careful," said U.S. President Donald Trump.
Trump owns the waterfront Mar-a-Lago estate in Palm Beach, Florida, which was ordered to be evacuated, media said. He also owns property on the French side of Saint Martin, an island devastated by the storm.
A mandatory evacuation on Georgia's Atlantic coast was due to begin on Saturday, Governor Nathan Deal said.
In the U.S. Virgin islands, four people died, a government spokesman said, and a major hospital was badly damaged by the wind. A U.S. amphibious assault ship arrived in the U.S. Virgin Islands on Thursday and sent helicopters for medical evacuations from the destroyed hospital.
Barbuda, where one person died, was reduced "to rubble", according to Prime Minister Gaston Browne. In the British overseas territory of Anguilla another person was killed, while the hospital and airport, power and phone services were damaged, emergency service officials said.
French Prime Minister Edouard Philippe said four bodies were recovered on the tiny French-Dutch island of Saint Martin, which was hit hard.
"It is an enormous disaster. Ninety-five percent of the island is destroyed. I am in shock," Daniel Gibbs, chairman of a local council on Saint Martin, told Radio Caribbean International.
Television footage from the island showed a damaged marina with boats tossed into piles, submerged streets and flooded homes. French President Emmanuel Macron spoke with British Prime Minister Theresa May on Thursday to coordinate an emergency humanitarian response.
Three people were killed in Puerto Rico and around two-thirds of the population lost electricity, Governor Ricardo Rossello said after the storm rolled by the U.S. territory's northern coast. A surfer was also reported killed in Barbados.
CUBA EVACUATING TOURISTS
The storm passed just to the north of the island of Hispaniola shared by Dominican Republic and Haiti, causing some damage to roofs, flooding and power outages as it approached the impoverished Haitian side, which is particularly vulnerable to hurricanes and rain, although it did not make landfall.
Cuba started evacuating some of the 51,000 tourists visiting the island, particularly 36,000 people at resorts on the picturesque northern coast. That included all Canadian tourists, who Cuban Tourism Minister Manuel Marrero estimated made up 60 percent of foreign visitors in the countrys keys.
In Caibarien, a coastal town in the hurricane's predicted path, residents piled mattresses and a television in a car to get farther inland.
"The roof here is rotten so it will just fly away. Everything will get ruined if we leave it here," said Miriam Faife, 69. "I'm scared."
Irma was the strongest hurricane ever recorded in the Atlantic Ocean and one of the five most forceful storms to hit the Atlantic basin in 82 years, according to the NHC.
The storm activity comes after Harvey claimed about 60 lives and caused property damage estimated to be as much as $180 billion in Texas and Louisiana.
(Reporting by Scott Malone in San Juan, Jorge Pineda in Santo Domingo, Guy Delva in Port au Prince, Makini Brice in Cap-Haitien, Haiti; Sarah Marsh in Caibarien, Cuba; and Daina Beth Solomon in Mexico City; Writing by Daniel Flynn and Frank Jack Daniel; Editing by Jeffrey Benkoe and Clarence Fernandez)