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WRAPUP 15-Irma aims full fury at Florida's Gulf Coast, floods central Miami

(Irma downgraded to Category 2, Trump approves major disaster declaration, revised power outage figure, color and quotes from Gulf Coast residents)

* Hurricane makes second Florida landfall at Marco Island

* Storm downgraded to Category 2 as it nears Fort Myers

Trump calls storm "some big monster"

By Robin Respaut and Zachary Fagenson

FORT MYERS, Fla./MIAMI Sept 10 (Reuters) - A weakening but still potent Hurricane Irma lashed Florida's Gulf Coast on Sunday with tree-bending winds, pounding rain and surging surf, leaving more than 2.6 million homes and businesses without power statewide while flooding streets and swaying skyscrapers in Miami.

Forecasters warned that Irma remained extremely dangerous as the monster storm toppled trees and power lines, peeled tiles off roofs and threatened coastal areas with storm surges of up to 15 feet (4.6 m). Tornadoes were also spotted through the southern part of the state.

Hours after barreling across the resort archipelago of the Florida Keys, the storm crept up the western shore of the Florida Peninsula to make a second landfall at Marco Island around 3.35 p.m. (1935 GMT), about a dozen miles (19 km) south of the upscale beach town of Naples on the Gulf of Mexico.

Irma's center came ashore not long after it was downgraded to a Category 3 storm from a Category 4 on the five-point Saffir-Simpson hurricane scale, with maximum sustained winds of 120 miles per hour (195 kph).

A few hours later, it was downgraded again to Category 2, with maximum sustained wind gusts of 110 mph (175 kph), the National Hurricane Center reported in Miami.

Some 6.5 million people, about a third of the state's population, had been ordered to evacuate southern Florida as the storm approached. An estimated 170,000 people were lodged in some 650 emergency shelters as of early evening, according to the Florida Division of Emergency Management.

"This is a life-threatening situation," Governor Rick Scott told a news conference. Curfews were declared on Sunday evening for the Gulf Coast cities of Tampa and St. Petersburg as several Florida counties reported arrests of looters taking advantage of homes left vacant by evacuations.

The storm killed at least 28 people as it raged through the Caribbean en route to Florida. On Sunday, Irma claimed its first U.S. fatality - a man found dead in a pickup truck that had crashed into a tree in high winds in the town of Marathon, in the Keys.

The storm's westward tilt as it advanced on Florida put a string of Gulf Coast cities at greatest risk and spared the densely populated Miami area the full force of its wrath. The state's biggest city, situated about 100 miles (160 km) east of Irma's core, was anything but unscathed.

Miami apartment towers swayed in the high winds, two construction cranes were toppled, and small white-capped waves could be seen in flooded streets between Miami office towers.

Last week, Irma ranked as one of the most powerful hurricanes ever documented in the Atlantic, one of only a handful of Category 5 storms known to have packed sustained winds at 185 mph (297 kph)or more.

Before turning on Florida, the storm pummeled Cuba with 36-foot-tall (11-m) waves after ravaging several smaller Caribbean islands.

Its core was about 5 miles (8 km) north of Naples by 5 p.m. (2100 GMT) and was expected to move along or over Florida's western coast through evening.

Irma is expected to cause billions of dollars in damage to the third-most-populous U.S. state, a major tourism hub with an economy that generates about 5 percent of U.S. gross domestic product.

At least 2.6 million Florida homes and businesses had lost power, according to Florida Power & Light and other utilities.

MIAMI BUILDINGS SWAY, STREETS FLOODED

Waves poured over a Miami seawall, flooding streets waist-deep in places around Brickell Avenue, which runs a couple of blocks from the waterfront through the financial district and past consulates. High-rise apartment buildings were left standing like islands in the flood.

One woman in Miami's Little Haiti neighborhood delivered her own baby because emergency responders were unable to reach her, the city of Miami said on Twitter. Mother and infant were later taken to a hospital, it said.

Deme Lomas, who owns Miami restaurant Niu Kitchen, said he saw a crane torn apart by winds and dangling from the top of a building.

"We feel the building swaying all the time," Lomas said in a phone interview from his 35th-floor apartment. "It's like being on a ship."

On Marco Island, home to about 17,000 residents, 67-year-old Kathleen Turner and her husband rode out the storm on the second floor of a friend's condominium after failing to find a flight out. She feared for her canal-facing home.

"I'm feeling better than being in my house, but I'm worried about my home, about whats going to happen," Turner said.

"I am prepared to say goodbye to my things, and that is hard," Allison McCarthy Cruse, 42, said as she huddled with seven other adults, three children and seven dogs in the home of a neighbor just blocks from the water in St. Petersburg. She said she feared the roof on her own house might not survive.

Irma comes just days after Hurricane Harvey dumped record-breaking rain in Texas, causing unprecedented flooding, killing at least 60 people and an estimated $180 billion in property damage. Almost three months remain in the Atlantic hurricane season, which runs through November.

U.S. President Donald Trump, acting at the governor's request, approved a major disaster declaration for Florida on Sunday, freeing up emergency federal aid in response to Irma, which he called "some big monster."

Earlier, Trump issued a disaster declaration for the U.S. territory of Puerto Rico, which was hit by the storm last week, the White House said.

(Additional reporting by Sarah Marsh in Remedios, Marc Frank in Havana, Bernie Woodall, Ben Gruber and Andy Sullivan in Miami, Colleen Jenkins in Winston-Salem, N.C., David Shepardson, Doina Chiacu and Roberta Rampton in Washington and Scott DiSavino in New York; Writing by Scott Malone and Steve Gorman; Editing by Andrew Hay and Peter Cooney)