Saving money while trying to maintain a certain lifestyle can prove to be difficult for even the most financially responsible individual.
Should I say no to going out to eat with my friends? Should I skip out on the annual family vacation? Should I take back the new pair of shoes I just purchased?
All of these questions and more may run through your mind as you try to assess what does and doesn't fit into your budget. But, before you go cancelling dinner plans and vacations, remember that sometimes the best and easiest way to cut back on spending is to eliminate some of your less than necessary monthly expenses.
Below are four monthly expenses that I've now vowed to take out of my budget permanently.