Next, Schroeder-Gardner focused on making more money: "The biggest reason for why I was able to pay off my student loans is because I earned as much money as I could outside of my day job. I mystery shopped and got paid to take surveys, but the biggest thing I did was I made an income through my blog," which she launched in 2011.
The extra income not only allowed her to pay off her loans but also to quit her job as a financial analyst.
Schroeder-Gardner has been blogging full-time since October 2013, when she left her day job. At the time, it was generating about $10,000 a month. Today, she regularly earns over $100,000 a month from her blog.
Whether you're paying down debt or looking to achieve financial independence ASAP, focus on earning, the millionaire blogger advises: "While cutting your budget is great, usually there's a limit to how much you can save. Find ways to make more, because there's no limit on how much extra money you can make in your spare time."
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