Mandy Velez graduated from the University of Pittsburgh in 2013 with more than $75,000 in student loans.
Velez, 28, had taken out a total of five loans ranging from $7,500 to more than $32,000 with interest rates between 6% and 11.75%.
She calculated that if she only made the minimum monthly payment of $300, it would take her until 2046 to pay off her student loans and cost an extra $96,000 in interest.
Velez's first journalism job out of college paid $40,000. Subtract New York City rent, along with living expenses, and she would not have much spare money to throw at her debt.
Watch the video above to learn more about the method Velez used to pay off her student loans.
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