With the Powerball lottery jackpot a record-breaking $1.9 billion, you probably don't have to worry about having enough money if you win.

But the amount winners take home differs by hundreds of millions depending on the payout they choose and whether their state taxes the winnings as income.

There are two payout options to choose between: The full jackpot amount spread out over 30 years as an annual payment, or a lesser amount of $934.8 million as an upfront lump sum payment, according to Powerball.

All winners must pay an automatic 24% federal withholding tax, but they almost certainly would pay a total income tax of 37% when they file, since their winnings would put them in the top income bracket.

Then there's state taxes, which range from 2.9% to 8.82% for states that levy them. Some states don't tax lottery winnings at all.

Assuming a top tax rate of 37%, here's a look at how much you'd take home after taxes in each state and Washington, D.C., if you won the $1.9 billion jackpot, for both the lump sum and annuity option, based on Powerball's projections.

Note that there are five states that do not participate in the Powerball lottery at all: Alabama, Alaska, Hawaii, Nevada and Utah.

## Arizona

Lump sum: **$542,228,080**

Annuity: **$1,102,000,000**

## Arkansas

Lump sum: **$523,530,560**

Annuity: **$1,064,000,000**

## California

Lump sum: **$588,971,880**

Annuity: **$1,197,000,000**

## Colorado

Lump sum: **$551,576,840**

Annuity: **$1,121,000,000**

## Connecticut

Lump sum:** $523,624,048**

Annuity: **$1,064,190,000**

## Delaware

Lump sum: **$527,270,064**

Annuity: **$1,071,600,000**

## Florida

Lump sum:** $588,971,880**

Annuity: **$1,197,000,000**

## Georgia

Lump sum:** $535,216,510**

Annuity:** $1,087,750,000**

## Idaho

Lump sum:** $524,278,461**

Annuity: **$1,065,520,000**

## Illinois

Lump sum: **$542,695,518**

Annuity: **$1,102,950,000**

## Indiana

Lump sum: **$558,775,385**

Annuity: **$1,135,630,000**

## Iowa

Lump sum: **$542,228,080**

Annuity: **$1,102,000,000**

## Kansas

Lump sum: **$542,228,080**

Annuity: **$1,102,000,000**

## Kentucky

Lump sum:** $542,228,080**

Annuity: **$1,102,000,000**

## Louisiana

Lump sum: **$542,228,080**

Annuity: **$1,102,000,000**

## Maine

Lump sum: **$542,228,080**

Annuity: **$1,102,000,000**

## Maryland

Lump sum:** $507,170,230**

Annuity: **$1,030,750,000**

## Massachusetts

Lump sum: **$542,228,080**

Annuity: **$1,102,000,000**

## Michigan

Lump sum: **$549,239,650**

Annuity: **$1,116,250,000**

## Minnesota

Lump sum: **$521,193,370**

Annuity:** $1,059,250,000**

## Mississippi

Lump sum: **$542,228,080**

Annuity: **$1,102,000,000**

## Missouri

Lump sum:** $551,576,840**

Annuity: **$1,121,000,000**

## Montana

Lump sum: **$524,465,436**

Annuity: **$1,065,900,000**

## North Carolina

Lump sum: **$537,553,700**

Annuity: **$1,092,500,000**

## North Dakota

Lump sum: **$561,860,476**

Annuity: **$1,141,900,000**

## Nebraska

Lump sum: **$542,228,080**

Annuity: **$1,102,000,000**

## New Hampshire

Lump sum: **$588,971,880**

Annuity: **$1,197,000,000**

## New Jersey

Lump sum: **$514,181,800**

Annuity: **$1,045,000,000**

## New Mexico

Lump sum: **$532,879,320**

Annuity: **$1,083,000,000**

## New York

Lump sum: **$506,515,817**

Annuity: **$1,029,420,000**

## Ohio

Lump sum: **$551,576,840**

Annuity: **$1,121,000,000**

## Oklahoma

Lump sum: **$551,576,840**

Annuity: **$1,121,000,000**

## Oregon

Lump sum: **$514,181,800**

Annuity: **$1,045,000,000**

## Pennsylvania

Lump sum: **$560,271,187**

Annuity: **$1,138,670,000**

## Rhode Island

Lump sum: **$532,972,807**

Annuity: **$1,083,190,000**

## South Carolina

Lump sum: **$523,530,560**

Annuity: **$1,064,000,000**

## Tennessee

Lump sum: **$588,971,880**

Annuity: **$1,197,000,000**

## Texas

Lump sum: **$588,971,880**

Annuity: **$1,197,000,000**

## Vermont

Lump sum: **$532,879,320**

Annuity: **$1,083,000,000**

## Virginia

Lump sum: **$551,576,840**

Annuity: **$1,121,000,000**

## Washington

Lump sum: **$588,971,880**

Annuity: **$1,197,000,000**

## Washington, D.C.

Lump sum:** $509,507,420**

Annuity: **$1,035,500,000**

## West Virginia

Lump sum: **$528,204,940**

Annuity: **$1,073,500,000**

## Wisconsin

Lump sum: **$517,453,866**

Annuity: **$1,051,650,000**

## Wyoming

Lump sum: **$588,971,880**

Annuity: **$1,197,000,000**

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