Will the Obama Administration's plan to save the U.S. economy actually help the markets? Strategists, analysts, investors and consumers are at odds over the answer.

Mega-investor Wilbur Ross Jr. of WL Ross & Co. told CNBC he doesn't believe the government plan "quite gets it done." The billionaire financier said the principals of loans must be reduced for troubled mortgagors to be helped — and nothing positive will happen until 2010.