To opponents, they're civil-rights violators; to supporters, they're advocates for religious freedom. These florists, bakers and photographers who refuse to work on same-sex unions are also small business owners, and while the legal ramifications of their decisions are being determined in courts across the country, their customers' wallets ultimately will reward or punish their decisions.

"When you open your doors to the public ... it's in your interest to serve everyone, not picking and choosing," said Evan Wolfson, founder and president of Freedom to Marry, a campaign that supports legal gay marriage nationwide.