KEY POINTS
  • Affirm Holdings CEO Max Levchin told CNBC's Jim Cramer on Thursday that despite the market's poor performance this year, the U.S. consumer – and Affirm customer – are spending healthily.
  • "The U.S. consumer is alive and well. They're shopping, they're buying, they're paying their loans, at least to Affirm quite well," the "Mad Money" host said.
  • Affirm stock gained 33.8% in the pre-market on Friday but is still well below its 52-week high of $176.65, cooling off by mid-morning and hovering around $21.

Affirm Holdings Chairman and CEO Max Levchin told CNBC that despite the market's poor performance this year, U.S. consumers – and Affirm's customers – are spending healthily.

"The U.S. consumer is alive and well. They're shopping, they're buying, they're paying their loans, at least to Affirm quite well. Generally speaking, things are going according to plan, the upheaval in stock markets does not seem to have an actual impact on our underlying business which is performing really, really well," Levchin said in an interview on Thursday evening on "Mad Money."