• Workers may have jobs where they pay into Social Security or earn pension benefits.
  • When they have both, their Social Security benefits may be adjusted to reflect that.
  • There's growing support in Congress to either revise those rules or eliminate them altogether.

When Dave Bernstein, 87, started working at the U.S. Postal Service in February 1970, he was making $2.35 an hour.

To supplement his income, he also took on other work. Years later, Bernstein decided in 1992 to take a voluntary retirement.