Annamaria Lusardi, Ph.D.

Annamaria Lusardi is the Denit Trust Endowed Chair of Economics and Accountancy at the George Washington University School of Business. She is also the founder and academic director of GWSB's Global Financial Literacy Excellence Center. Previously, she was the Joel Z. and Susan Hyatt professor of economics at Dartmouth College, where she taught for 20 years. In addition, she has taught at Princeton University, the University of Chicago Harris School of Public Policy, the University of Chicago Booth School of Business and Columbia Business School. From January to June 2008, she was a visiting scholar at Harvard Business School. Lusardi holds a Ph.D. in economics from Princeton University and a BA from Bocconi University in Italy.

According to Clarivate Analytics' list of world's most impactful scientific researchers, her research was listed among the top 1 percent of economics and business researchers, and according to RePEc, she is among the top 20 female economists.

Dr. Lusardi has also won numerous research awards. The more recent ones include the 2018 Ketchum Prize from FINRA Investor Education Foundation, the 2018 Oscar and Shoshana Trachtenberg Prize for Faculty Scholarship, the 2017 Skandia Research Award on Long-Term Savings (awarded in Sweden), the 2015 Financial Literacy Award from the International Federation of Finance Museums (awarded in China), the 2014 William A. Forbes Public Awareness Award from the Council for Economic Education, the 2013 William E. Odom Visionary Leadership Award from the Jump$tart Coalition for Personal Financial Literacy, and the National Numeracy Network's inaugural 2012 Steen Award. She is also the recipient of the 2007 Fidelity Pyramid Prize, an award to authors of published applied research that best addresses the goal of improving lifelong financial well-being for Americans.

Dr. Lusardi chaired the Programme for International Student Assessment's Financial Literacy Expert Group. She also chairs the OECD/International Network on Financial Education's Research Committee. In 2009 she served as a faculty advisor for the Office of Financial Education of the U.S. Treasury. In August 2017 she was appointed director of the Financial Education Committee in charge of designing the national strategy for financial literacy in Italy. A year later she received an honorary degree of Doctor of Science (economics and business administration) from the University of Vaasa in Finland.

Grow Your Knowledge

  • Retiring with $3 million might sound impossible, but it can be done if you diligently invest your money. How much you'll need to save every month varies greatly depending on your age. Whether you're 20 or 50, here's how to do it.

  • As a rule of thumb, most financial advisors suggest you save 10% to 15% of your annual salary. That percentage may be much higher if your yearly salary is $100,000 and your goal is to retire with one million in the bank. It's not impossible, however, with dedication and a lot of time. Here's exactly how much of your salary you'd need to tuck away to get there.

  • Social Security is an essential part of retiring in the U.S. Nearly nine of ten people aged 65 and older receive benefits, which are based on your income, the year you were born and the age you decided to start taking money out. How it's calculated, however, is anything but simple. Here's how the math is broken down and how much you can expect to earn in Social Security benefits on a $50,000 salary.

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