Dr. Brad Klontz

Bradley T. Klontz, Psy.D., CFP® is an expert in the science and practice of financial psychology, behavioral finance, and financial planning. He is a Managing Principal of Your Mental Wealth Advisors, an Associate Professor of Practice at Creighton University Heider College of Business, and a founder of the Financial Psychology Institute®.

Dr. Klontz is a Fellow of the American Psychological Association and a Former President of the Hawaii Psychological Association. He was awarded the Innovative Practice Presidential Citation from the American Psychological Association for his application of psychological interventions to help people with money issues and the Journal of Financial Planning's 2018 Montgomery-Warschauer Award, honoring the most outstanding contribution to the betterment of the financial planning profession.

In addition to his Dr. Brad Klontz YouTube Channel, Dr. Klontz has been a contributor for publications including Harper's Magazine, The Guardian, and Success Magazine, and a columnist for the Journal of Financial Planning, On Wall Street, NAPFA Advisor Magazine, and PsychologyToday.com.

He has co-authored/co-edited five books on the psychology of money: The Financial Wisdom of Ebenezer Scrooge, Wired for Wealth, Mind Over Money, Financial Therapy, and Facilitating Financial Health. His 6th book is scheduled for release in 2020.

Dr. Klontz's work has been featured on ABC News' 20/20, Good Morning America, and in USA Today, The Wall Street Journal, New York Times, Washington Post, Los Angeles Times, Time, Kiplinger's, Money Magazine, NPR and many other media outlets, podcasts, magazines, and journals.

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  • Retiring with $3 million might sound impossible, but it can be done if you diligently invest your money. How much you'll need to save every month varies greatly depending on your age. Whether you're 20 or 50, here's how to do it.

  • As a rule of thumb, most financial advisors suggest you save 10% to 15% of your annual salary. That percentage may be much higher if your yearly salary is $100,000 and your goal is to retire with one million in the bank. It's not impossible, however, with dedication and a lot of time. Here's exactly how much of your salary you'd need to tuck away to get there.

  • Social Security is an essential part of retiring in the U.S. Nearly nine of ten people aged 65 and older receive benefits, which are based on your income, the year you were born and the age you decided to start taking money out. How it's calculated, however, is anything but simple. Here's how the math is broken down and how much you can expect to earn in Social Security benefits on a $50,000 salary.

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