Anthem proposed as benchmark for Kentucky insurers

FRANKFORT, Ky. -- Kentucky has recommended that the Anthem Preferred Provider Organization serve as the benchmark plan for insurers in Kentucky under federal health care reforms.

Anthem's offerings would be the minimum level of benefits provided for individual and small group coverage under the Kentucky Health Benefit Exchange, an online service that will guide Kentuckians to health coverage beginning Jan. 1, 2014.

Kentucky Insurance Commissioner Sharon Clark said Anthem covers the 10 essential health benefits specified under the federal Affordable Care Act and was the most cost effective of 10 plans reviewed.

Kentucky also is recommending that the Kentucky Children's Health Insurance Program be the benchmark plan for pediatric vision and dental services.

Both recommendations still have to be approved by the U.S. Department of Health and Human Services.