The MasterCard SpendingPulse dilemma -- solved.
It has bugged me all morning. MasterCard says retail sales will be up only 0.7 percent this season.
The National Retail Federation (NRF), in an interview on our air, said sales would be up 4.1 percent.
Now, even allowing for different surveys, this is a huge difference.
(Read more: Did the Grinch Steal the Holiday Shopping Season? )