The Golden Years outlook is grim: One third of consumers aren't saving for retirement, and of the rest, most aren't saving enough.
Motivated by mental stimulation or money, more Americans over age 65 are keeping one foot in the workforce after they leave their full-time careers.
"Delaying retirement leaves a worker with fewer years of retirement to finance, more time to save and earn returns, and higher Social Security benefits," says one financial planner.
Parents who borrow money to pay for their children's college education are exacerbating a growing student loan crisis.
Some play the grandparent, some claim to cure illnesses that conventional medicine can’t. Others offer ways to make a quick buck to augment your savings.
The financial hurdles of student loans, a weak housing market, and high unemployment are shaping this generation’s savings rate, with no end-date guarantee.
Gen X is the first generation to deal with the changing models of American retirement—and its members are flustered. The generation once called “slackers” has been true to form with retirement planning.
Baby boomers, with their inheritances, homes, and old-fashioned pensions, may appear to be on track for a solid retirement — but some experts say the forecast for the generation born from 1946 through 1964 isn’t necessarily so rosy.
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