Photo Release -- Retiree Receives New Roof Thanks to SNAP Grant

Homeowner Assisted by SNAP Grant
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HOUSTON, April 25, 2013 (GLOBE NEWSWIRE) -- At 83, Lillie Bell Johnson would often pass up rides home from church and her other activities because she was ashamed for anyone to see the huge tarp covering the roof of her home.

A SNAP grant from Green Bank and FHLB Dallas provided the funds an 83-year-old homeowner needed to replace her roof.

A photo accompanying this release is available at

The retiree's home was damaged during Hurricane Katrina and the insurance payout wasn't enough to cover the cost of a new roof.

But last month, Ms. Johnson was able to replace her roof thanks to Rebuilding Together-Houston and a grant program made available by the Federal Home Loan Bank of Dallas (FHLB Dallas) and Green Bank.

The Special Needs Assistance Program (SNAP) is a grant program offered by FHLB Dallas through members like Green Bank. It provides grants to assist income-qualified, special-needs homeowners with necessary home repairs and modifications. Since the program's inception in 2009, SNAP has awarded more than $6 million in grant funds to 1,260 eligible homeowners.

"RT-H and FHLB Dallas have been great to work with on this SNAP program; 23 deserving Houston homeowners have been helped with critical repairs over the last 15 months," said Green Bank CRA Officer David Matthews. "Green Bank is pleased to maintain affordable and safe housing in Houston's inner city. We have done a lot of projects with RT-H; we believe in their mission and that seniors should be able to stay in their homes."

Ms. Johnson is thrilled to have a new roof. She has lived in her home for 40 years, raising her children and building a life with her husband, who had been responsible for the upkeep of the home. When her husband passed away, her income declined by about two-thirds, and she was unable to make repairs on her own.

"It feels wonderful to have the new roof," Ms. Johnson said. "It looks like a house instead of something in the backwoods. I was the only one on the street with a tarp covering my roof. The house looks beautiful and it feels good to get rid of the unsightly tarp. I'm so appreciative. I have always said if I won the lotto I would give something back to Rebuilding Together-Houston."

Rebuilding Together-Houston is a community outreach program that works to preserve affordable homeownership and revitalize neighborhoods. Its volunteers provide home repairs and renovation services at no cost to low-income homeowners in need, such as the elderly, individuals with disabilities, veterans, and people impacted by natural disasters.

"For the second consecutive year Rebuilding Together-Houston is grateful for the trust FHLB Dallas has placed in us for the deployment of its SNAP funds," said James Soller, executive director of Rebuilding Together-Houston. "With the help of partners like Green Bank we were able to make a significant positive change in the lives of area homeowners. Some of these homeowners received new roofs, walk-in showers, grab bars, a raised toilet, exterior doors, foundation and subfloor repair with new floor covering, and electrical and plumbing repairs – all at zero cost to the homeowner. These homeowners are always surprised when someone they don't even know comes to their aid, and they are always eternally grateful that someone cares about their well-being."

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 12 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $35.8 billion as of December 31, 2012, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 900 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico, and Texas. For more information, visit the FHLB Dallas website at

The photo is also available via AP PhotoExpress.

CONTACT: Corporate Communications Federal Home Loan Bank of Dallas (214) 441-8445

Source:Federal Home Loan Bank of Dallas