NATCHEZ, Miss., June 20, 2013 (GLOBE NEWSWIRE) -- Idorsey and Princella Fleming are resting easy these days with a new roof over their heads.
Mr. Fleming said his alderman told him about the Special Needs Assistance Program (SNAP), a grant program offered by the Federal Home Loan Bank of Dallas (FHLB Dallas) through members like Concordia Bank and Trust. The grants assist eligible residents in getting emergency or necessary home repairs or modifications, such as adding grab bars or making restrooms more handicap-accessible.
In the Flemings' case, it was a new roof that was needed. The couple is retired and lives on a fixed income. The expense of a new roof was simply something they couldn't afford.
General Contractor Odis Dunn, of Dunn Construction, said the couple, both in their 70s, were thankful to get the work done.
"Their house was leaky," Mr. Dunn said, noting that the roof was well past its prime. "It really needed to be done. They were so happy."
The old roof was replaced a couple of months ago with a new asphalt roof with the help of a $4,250 SNAP grant.
Mr. Fleming is a man of few words, but he noted that the leaks are gone. "They did a good job," he said.
James Johnston, city of Natchez community development director, said the city looked for low-income homeowners in its community that needed help by working through city aldermen to identify worthy recipients, such as the Flemings. The city hopes to offer assistance via SNAP again next year, he said.
Dunn Construction, the city of Natchez, and FHLB Dallas have been great partners in providing home repairs to area residents, according to Glynn Laird, senior vice president at Concordia Bank & Trust.
"It's been a great team effort," Mr. Laird said. "We are so pleased to be able provide residents on fixed incomes, like the Flemings, with much-need home repairs," Mr. Laird said. "SNAP is making a positive difference in people's lives in the city of Natchez."
FHLB Dallas has awarded $46,845 through Concordia Bank & Trust to assist 10 homeowners so far in 2013.
SNAP grants are available on a first-come, first-served basis to assist income-qualified, special needs homeowners with emergency home repairs and modifications. The program was established in 2009 and, through its member institutions, FHLB Dallas has provided more than $6 million in SNAP grant funds to 1,260 eligible homeowners. In 2013, FHLB Dallas made $1 million in SNAP grants available through its members.
About the Federal Home Loan Bank of Dallas
The Federal Home Loan Bank of Dallas is one of 12 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $31 billion as of March 31, 2013, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 900 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico, and Texas. For more information, visit the FHLB Dallas website at fhlb.com.
CONTACT: Corporate Communications Federal Home Loan Bank of Dallas www.fhlb.com (214) 441-8445
Source:Federal Home Loan Bank of Dallas