Small Business Disaster Relief

Small Business Administration Disaster Loans


The U.S. Small Business Administration (SBA) can make federally subsidized loans to repair or replace homes, personal property or businesses that sustained damages not covered by insurance. The Small Business Administration can provide three types of disaster loans to qualified homeowners and businesses:

  • home disaster loans to homeowners and renters to repair or replace disaster-related damages to home or personal property,
  • business physical disaster loans to business owners to repair or replace disaster-damaged property, including inventory, and supplies; and
  • economic injury disaster loans, which provide capital to small businesses and to small agricultural cooperatives to assist them through the disaster recovery period.

For many individuals the SBA disaster loan program is the primary form of disaster assistance. Learn how to apply for SBA disaster loan assistance.

Disaster Assistance

SBA provides low interest disaster loans to homeowners, renters, businesses of all sizes and private, non-profit organizations to repair or replace real estate, personal property, machinery & equipment, inventory and business assets that have been damaged or destroyed in a declared disaster.

Apply for a Disaster Loan Online

Disaster Recovery Plan

Tutorial of SBA’s Disaster Assistance Programs

Recent Disaster Declarations

Click here for information on SBA's Disaster Recovery Centers

SBA Disaster Loans Fact Sheet
Please Note: To obtain Disaster Loan Program information or to receive a status update on your disaster loan request, please call our customer service line at 1-800-659-2955 from 8AM to 9PM (EDT), Mon – Fri and 9 AM to 9 PM (EDT) Saturday and Sunday, or email us at .

What Information do I Need to Apply?

Whether applying online OR over the phone, you should have a pen and paper and the following information ready:

  • Your Social Security number.
  • Current and pre-disaster address.
  • A telephone number where you can be contacted.
  • Insurance information.
  • Total household annual income
  • A routing and account number from your bank (only necessary if you want to have disaster assistance funds transferred directly into your bank account)
  • A description of your losses that were caused by the disaster.

After you've completed your application for assistance, you will receive a FEMA application number. Write down this number and keep it for future reference.

Source: FEMA