Mad Mail: How Does FDIC Cover Its Payouts?

Cramer: I am confused. Where does the money come from for FDIC insurance when a bank fails? If FDIC insurance was increased, is the taxpayer actually increasing their liability in case of a bank failure? --Jane

Cramer says: “No, it comes from bank fees. So that’s OK. They can print money. They can do whatever they want…FDCI doing a good job. They can raise the fees if they want to.”

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