Optimistic For A Change

Do you want to know why the stock market was up 396 points today (this on top of Friday's 494 point rally)?

Cramer says it's simple.

It's all about the elimination of uncertainty. The markets hate it.

With the announcement of Obama's "economic team we can trust", according to Cramer, it helps eliminate two whole months of uncertainty the market may otherwise be nervous over.

While Cramer had recently been very gloomy about the prospects of the markets and our economy, he now thinks a little optimism might be realistic.

Even though Jim has not been (soon-to-be Treasury Secretary) Tim Geithner's biggest fan in the past, he appears to be beloved by Wall Street, and that's what really matters for the moment. "We need to restore some confidence on Wall Street and Geithner's appointment has done it.", added Cramer.

Another Obama economic appointee name that has Cramer very excited is Larry Summers (heading the National Economic Council). He believes that Summers will likely have Obama's ear, and that matters. "Here's a guy who knew the fundamentals weren't sound and wasn't afraid to say so," said Cramer. Hopefully, Summers can get through to the Europeans and Chinese to get them to cut their "much, much too high" interest rates.

We now have much less uncertainty and much more confidence. Citigroup, the biggest bank in America has been saved and it's being done with a template that Cramer believes can work. "Not the failed confiscatory, Leninist, Fannie and Freddie nightmare template. Not the too small, company hijacking AIG template where we took 80% of the company and guaranteed $80 billion, and have had to pour more and more money in because that figure was way too low," suggested Cramer.

On Friday it looked like Citigroup, could fail. "Now it will be saved, and we have a real template, not some piecemeal garbage, for saving other troubled banks, one that’s not too small but is way more realistic," added Cramer.

Jim feels the Citigroup plan allows the common shareholder to play on—punishing the short-sellers, keeping the preferreds alive, and keeping troubled assets from being dumped on the market which was the original plan behind TARP. Cramer cheered, "Finally, the taxpayer gets some realistic upside with warrants and preferred stock, the same type of deal that Warren Buffett got."

In Cramer's opinion, we finally have a government that’s willing to spend what's necessary—a hundred billion here, a hundred billion there and pretty soon you're talking about real money—to get us out of this mess. "Hoover’s out, FDR is in," said Jim.

While Cramer was ranting and raving well over a year ago about how bad things would get, but nobody listened until the financial apocalypse was already upon us. If people think that our problems can be solved by sensible actions, they’d never be willing to go along. The people have to be told that we’ve already gone over the cliff before they will sign on.

Cramer also believes that we can't afford to wait until January to get a stimulus package done. More unemployment means more people who can't pay their mortgages, and that is the root of all of our problems.

His bottom line is that there is now a real template with Citigroup to save the banks that takes a 1932 bank failure situation off the table, something Cramer can assure you of today (he couldn't last Friday) and an incoming economic team that both Main Street and Wall Street can believe in. Cramer feels that things have become a lot less uncertain, and to be realistic, we have to now be more optimistic.

Questions for Cramer? madmoney@cnbc.com

Questions, comments, suggestions for the Mad Money website? madcap@cnbc.com