A new health insurance product called ‘UnitedHealth Continuity’ – which offers you the right to purchase coverage in the future if you need it – is designed for people who have coverage now but are not sure if they will for long. For instance, people who lose their job or retire before requiring for Medicare.
The cost of this insurance product is comparable to what you would pay for a high-deductible policy. But if you live in a state that doesn't offer insurance for pre-existing conditions, it may be an option.
As it stands now, the product is only available in half the country, so as it expands, more folks sign up and more reports come in, we will keep you posted. For more information now, check UnitedHealth’s web site.