A Real Life Example of Why You Need an Emergency Fund

With her emergency fund clock ticking down to only four more months, she knows she needs to earn again, but Jeanine’s not sure if she should stay in real estate or use her sales experience combined with her tech background to go back to Silicon Valley. We gave Jeanine a financial plan based on either scenario, but since both will take time, she needs to buy more time by


liquidating some non-IRA retirement savings she currently has in mutual funds. Jeanine is financially fit. Her prescription is to make money-moves to stay that way, and forge ahead to win that well-overdue paycheck.