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POLL: Are You Behind on Debt Payments?

Credit-card delinquenciesand personal bankruptcies are reaching new highs as the economic meltdown has forced consumers to fall behind on their monthly bills and other debts.

There's no question Americans are stressed, but this new data is some of the most pointed evidence yet that the consumer is beginning to feel the depth of the crisis.

On Thursday's OTM, we'll be talking to viewers who are having trouble keeping up with the bills. Career expert Bob Rosner will also be on hand to take your 'workplace 911' questions.

In the meantime, take a moment vote in tonight's poll. It will provide a reflection of how many of us are struggling to get by.

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