Accumulate Stocks, Buy on Dips

More than two months into the swine flu outbreak, the H1N1 virus has infected over 70,000 people and taken some 300 lives. While H1N1 is highly infectious, it isn't as virulent as other flu strains such as H5N1, otherwise known as bird flu. However, it can potentially inflict grievous hurt on one's investments.

"What I'm worried about in terms of H1N1 is something called 'shut down risk' whereby you see companies either shutting down or even countries shutting down very much like what Mexico did previously,” said Sani Hamid, director of Wealth Management at Financial Alliance on CNBC Asia’s Protect Your Wealth.

“Your portfolio probably won't be able to mitigate that kind of impact because it involves the whole economy itself.”

Hamid does not expect the H1N1 pandemic to grind economies to a halt and drag equities back to lows experienced in March this year. But he views any pull back due to H1N1 as a buying opportunity, as he is a firm believer in the benefits of dollar cost averaging.

“Going forward what we're asking our clients is to continue to accumulate. I think we still have a little bit more of a dollar cost averaging strategy to go, up to around August. And from then onwards it is just settling down and waiting for the next rally to happen,” he said.

Hamid advises his clients to put between 10 to 20 percent of their investments in resources to counter dollar weakness and inflation down the road.

“I think resources is one thing which is very important for us,” he explained. "I don't think the U.S. and other governments can get away with the fact by pumping in so much money that you are not going to get inflation.”

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Catch "Protect Your Wealth" on CNBC's Asia Pacific network every Tuesday on "CNBC's Cash Flow," Wednesday on "Asia Squawk Box" and Thursday on "Capital Connection."