Democrats and Republicans are wrangling over the contents of a deficit reduction package to avert the "fiscal cliff."
Some in Washington think everything should be on the table, including Social Security, even though it is technically not part of the regular federal budget.
Others believe it should not be touched for that very reason, especially since it has no short-term funding issues hat are a natural fit with a multi-year debt deal. (Read More: Presidents and Social Security.)
Still others suggest that given the magnitude of the budget-cutting goal and the fact that Social Security will inevitably need significant reform to shore up its finances, now is an excellent time to take on the challenge of retirement in America.
So, should Social Security reform be part of the fiscal cliff, deficit-reduction package?