How does your city stack up?
Unless you're Warren Buffett, a single injury could put you at risk for bad credit scores or much worse, bankruptcy.
"It's a big issue," says credit industry expert Ted Rossman.
"The whole idea of investing in yourself is to actually have earnings power when you get out."
Winners might not want to "shout this life-changing news from the rooftops," experts say.
Everything from renting an apartment to buying a car can be easier with a high credit score.
Millennials are struggling to pay off their credit card every month.
Over 20 percent of Americans could owe money to the IRS this year, according to the GAO.
It's no secret that millennials are in debt. Massive debt. The average American aged 25 to 36 years old is in debt to the tune of about $42,000, and most of it isn't even from student loans.
"It's a complete dismantling of the consumer protections finalized in 2017," says a senior researcher at Pew.
"It's 2019 and time to start getting real about my credit card debt."
This city suffers from high unemployment, higher-than-average living costs and more expensive housing prices.
This city offers low unemployment, a low cost of living and very reasonable housing prices.
With the new tax law, you need to think critically about what kind of mortgage you take out and how you pay it off, says "Shark Tank" star Kevin O'Leary.
You have to think carefully about getting a mortgage and how you pay it off.
Over 60 percent of millennials with debt don't know when, or if, they'll ever be able to pay what they owe.
The typical American household would need about 13 months to pay down the average debt of $8,195, and that's if they're being aggressive.
This is what you should prioritize in the new year, according to Kevin O'Leary. Plus, his own 2019 resolution.
"I'm dividing it in two," says winner Jade Thomas.
"Consumers can get themselves into trouble."