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Earn 140,000 bonus points with massive new IHG Rewards Club Premier Credit Card offer

Chase announced one of the highest welcome bonus offers for the IHG Rewards Club Premier Credit Card worth up to 140,000 points.

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Prospective IHG® Rewards Club Premier Credit Card applicants will be excited to learn that Chase announced a new welcome bonus worth up to 140,000 points.

The IHG® Rewards Club Premier Credit Card already ranks as the best card for stays at properties within the Intercontinental Hotel Group (which includes Holiday Inn, Regent Hotels and Kimpton Hotels among many others) on CNBC Select's list of the best hotel credit cards, and this bonus adds to the card's many benefits.

CNBC Select has the details on the new welcome bonus currently available.

IHG Rewards Club Premier Credit Card bonus

  • New offer: 140,000 bonus points after you spend $3,000 on purchases in the first three months from account opening.
  • Previous offer: 125,000 bonus points after you spend $3,000 on purchases in the first three months from account opening.
  • Older offer: 80,000 bonus points after you spend $2,000 on purchases in the first three months from account opening.
  • Bottom line: New applicants earn 15,000 more points compared to the previous offer and the spending requirement didn't increase. If you can meet the requirements of this offer and regularly book rooms at IHG properties, it's a great way to maximize rewards at the hotel chain.

You can qualify for this bonus if you currently don't have this card and have not received a new welcome bonus for this card in the past 24 months.

Added benefits of the IHG Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

On Chase's secure site
  • Rewards

    Up to 25X points total per dollar at IHG® (earn 10X points per $1 spent at IHG® hotels as a cardholder, plus 10X base points as an IHG® Rewards Club member and 5X points with Platinum Elite Status, which comes as a benefit of this card); 2X points per $1 spent on purchases at gas stations, grocery stores and restaurants; 1X point per $1 spent on all other purchases

  • Welcome bonus

    140,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening

  • Annual fee


  • Intro APR


  • Regular APR

    15.99% to 22.99% variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fee


  • Credit needed


See our methodology, terms apply.


  • IHG® Rewards Club Platinum Elite status, which gives cardholders access to room upgrades, late checkout and other perks
  • One reward night after each account anniversary year at eligible IHG hotels worldwide
  • Reward night when you redeem points for any stay of four or more nights
  • Global Entry/TSA PreCheck credit of up to $100 every four years


  • $89 annual fee
  • No annual travel credits
  • No introductory 0% APR
  • Estimated points earned after 1 year: 188,089
  • Estimated points earned after 5 years: 380,446

Rewards totals incorporate the points earned from the welcome bonus

Our methodology

To determine which cards will put the most money back in your pocket, CNBC Select evaluated popular rewards credit cards offered by major banks, financial companies and credit unions that allow anyone to join. We compared each card on a range of features, including travel rewards (points and miles), annual fee, welcome bonus, introductory and standard APR, one-time perks, annual perks, redemption rates, as well as factors such as required credit and customer reviews when available.

CNBC Select teamed up with location intelligence firm Esri. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. You can read more about their methodology here.

Esri's data team created a sample annual budget of approximately $22,126 in retail spending. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses. CNBC Select used this budget to compare cards that reward specific purchases and estimate how many rewards the average consumer might earn.

We then estimated how much the average consumer could earn in rewards (in the case of airlines cards, it's usually "points" or "miles") over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases.

Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years. This method also avoids giving an unfair advantage to cards with large welcome bonuses.

While the five-year estimates we've included are derived from a budget similar to the average American's spending, you may earn a higher or lower return depending on your travel habits.

Don't miss: Earn up to 140,000 bonus points with these 2 massive new IHG Rewards Club Credit Card offers

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the CNBC Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.