Refund dilemma: To save or splurge?

11:00 AM ET Fri, 28 Feb 2014

The latest IRS data shows the government has already issued more 31 million refunds this year. The average individual refund so far is $3,211, according to the IRS. CNBC's Allison Linn reports on how, despite best intentions, many people find it difficult to save their refunds.