Customers signed up in the most popular kinds of Obamacare plans for 2015 won't see big increases in how much they have to pay in out-of-pocket health costs compared to this year, a new analysis finds.
But those individual and family plan customers still are responsible for significantly higher deductibles than people who get health coverage through their jobs, according to the HealthPocket study released Thursday. That said, an increasing number of job-based plans are offering high-deductible options.
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The often-steep Obamacare deductibles, which are on top of monthly premiums that customers have to pay to have insurance, can come as a surprise to enrollees, said Kev Coleman, head of research and data for HealthPocket.
"You're paying a lot of money for health insurance and then you go to use it, and then you say, 'OK, until this deductible is satisfied, I might be paying completely for doctor and specialist visits?'" he said.