Bad habits are easy to fall into—especially when you're in your 20s. Some of the worst money habits among millennials, according to recent surveys include overspending, undersaving and racking up credit card debt.
One in 5 millenials hasn't even started saving, according to a recent USA TODAY/Bank of America Better Money Habits poll. Three in 10 don't even have savings accounts! And of those who do, nearly 40 percent have less than $5,000 saved. And when it comes to putting money aside for long-term goals like retirement, the numbers are just as bad. A 2014 Fidelity survey found more than half of millennials had yet to start saving for retirement. In fact, that was the top issue that the millennials surveyed said they were trying to tackle. The next? Paying off credit card debt.
No surprise then that almost 4 in 10 of the millennials surveyed by Fidelity admit to worrying at least once a week about their financial future. The good news: It may not be as hard to break those bad habits as you think.