Goodbye, Florida: Here's the new retirement hotspot.

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Goodbye, Florida: Here's the new retirement hotspot.

Portsmouth, New Hampshire
Loop Images | UIG | Getty Images

When it's time to retire, consider skipping the Sunshine State.

Warm weather and low taxes shouldn't be the sole basis on which you decide to spend the rest of your life, said Claes Bell, an analyst for Bankrate.

"It's not a place where you're going on vacation," he said. Florida, for instance, ranked 17th, because crime was a bigger issue there than in other locales.

Also, consider your options if you can't drive and whether you can easily access your care providers.

Your accessibility to a social network is also important.

"A support network of family and friends will be important as you get older," said Bell. "You can't get isolated — it can lead to issues with well-being."

The following is the top five. How does your state rank? Click here.

  • New Hampshire

    The winters may be cold, but New Hampshire beats other states on taxes, crime rates and quality of health care. While there is no state income tax, interest and dividends are taxed at 5 percent.

    Fly fishing in White Mountains, Albany, New Hampshire.
    Danita Delimont | Getty Images
  • Colorado

    About 37 percent of the days in the Centennial State are clear, according to Bankrate. "Seniors report high levels of well-being, though not as high as New Hampshire," said Bell.

    Retirement Aspen
    Karl Weatherly | Getty Images
  • Maine

    The Pine Tree State had a respectable rating for "cultural vitality," Bankrate's measurement of state and consumer spending on the arts. "When you're retired, you'll have time to enjoy those things, and Maine does well on that," Bell said.

    Reilly Harvey pulls a cooked lobster from a pot onboard her boat Mainstay Saturday.
    Joel Page | Portland Press Herald | Getty Images
  • Iowa

    Iowa had notable strengths in health care, an abundance of older residents and overall well-being.

    Grandmother and granddaughter walking hand in hand
    Troy Aossey | Digital Vision | Getty Images
  • Minnesota

    This state scored high in health care. It also offers a decent amount of cultural events that retirees can enjoy. "Seniors in Minnesota have really high levels of well-being, crime rates are low and the cost of living is pretty reasonable," said Bell.

    Canoer on Kekekabic Lake in the Boundary Waters in Minnesota.
    Wildnerdpix | Getty Images