How are rising rates affecting your investment decisions?

A specialist is surrounded by screens as he works at his post on the floor of the New York Stock Exchange, Tuesday, June 5, 2007. Stocks dipped Tuesday after comments from Federal Reserve Chairman Ben Bernanke and a strong reading on the U.S. service sector suggested the central bank has little reason to lower interest rates.
Richard Drew
A specialist is surrounded by screens as he works at his post on the floor of the New York Stock Exchange, Tuesday, June 5, 2007. Stocks dipped Tuesday after comments from Federal Reserve Chairman Ben Bernanke and a strong reading on the U.S. service sector suggested the central bank has little reason to lower interest rates.

"Rising rates do not affect my investment decisions, as I am a stock person, not a bond person."
-- Walt T., Pennsylvania

“Because interest rates were flat along the entire yield curve I was keeping exposure to bonds with maturities of less than 5 years. Now that interest rates are rising I am looking to extend my maturities.”
-- Cary W., Arizona

"I am buying dividend yielding stock funds. The compounding will offset interest rate hikes."
-- Henry

"After recently taking profits and scaling down exposure in the stock market, I intend to leave a lot of that money sitting around in cash to wait out the markets and see where the chips fall."
-- Randy, South Carolina

"It is all relative. Prudent investing and diligent homework will allow you to be a better and more successful investor."
-- Bruce, Georgia

"Since all of my holdings at present are Dow components, with the exception of Illinois Tool Works, and I have pared them down to five total, I am simply going to sit on them, collect dividends, and wait out this minor market correction. Minor means a drop of between three and five percent, with a possibility of seven. I get dividends on all five stocks, at least two percent each. Good luck to all those who are constantly repositioning themselves and losing money in the process. I may have a loss (small, but a loss) but I’m confident that when this is over, stocks will go up to the level predicted by Jim Cramer. And possibly higher."
-- Joe J.

"Never mind raising rates -- After that last "debate," I'm buying Caterpiller (along with BP and other companies that are smart enough that earning money in a world that is deteriorating doesn't make sense.)."
-- Martha H., Connecticut

"Periodically for the last 6 months CNBC has had on as a guest Richard Suttmeier of RightSide.com. In those interviews Mr Suttmeier has shared his research showing 7 reasons why a bear market was on its way. I distinctly remember before the market hiccup of Feb 07 how interviewers rolled their eyes and poked fun at Mr Suttmeier's conclusions, since the popular notion was that 'there is nothing to worry about.' I recall that -- at the time -- not too many people were saying anything about a bearish turn, and those that were were labeled as "extreme." WELL -- the 10yr rate is 5.2490% this morning, and we have seen a week of declines shifting many charts to negative. I think you should have Mr Suttmeier on the shows more often. And maybe listen this time, instead of mock."
-- William L.

"I just can't believe what I'm seeing in the equity markets in the past few days. I mean the equity markets are pulling back when they should be surging. Look, rising interest rates is the one thing that I've been waiting for since the beginning of the year. The rates are rising to protect the markets from INFLATION!!! The real killer of this market is inflation, believe me; inflation is out there and it's creeping up, and the equity markets will be destroyed if it gets loose. The Fed doesn't have the cahones to raise rates so the markets are doing their job for them. Actually, I want to see the 10 yr. at or around 5 3/4, then I'll be happy and I'll start really getting revved up. Look, there's trillions of dollars sloshing around the world, that much liquidity will drive up inflation faster than anyone could imagine, and if the Fed won't insulate the markets from that coming explosion the markets will. Rising rates is our savior."
-- Tom P., Pennsylvania

"Without a doubt yes. We will absolutely reverse the mistaken decisions of the Fed to bring rates to historic lows and keep them there for too long. Hold onto your hats, the housing market downturn has not hit NY yet and when it does, the game is over and it will include the stock market."
-- William E.