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Stop Trading!

Cramer is baffled by members of the Federal Reserve who still believe that tightening interest rates is the right move.

"We're not out of the woods unless we get several more cuts," he said on Stop Trading! today.

Cramer's winner stock for today was Annaly Capital. CEO Michael Farrell is the "king of mortgages," he said. Farrell started at REIT, Chimera, to take advantage of these recent credit troubles.

Hudson City Bancorp gets the nod from Cramer because it only loans to what he called one of the few areas in real estate trading up: New York City.

Questions for Cramer? madmoney@cnbc.com

Questions, comments, suggestions for the Mad Money website? madcap@cnbc.com

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