When Cramer recommends a stock, that doesn't mean you should throw all of your eggs into one basket, even if you're almost positive it'll go up. Diversification is the only free lunch Wall Street serves, so make sure you’ve mixed up your holdings – or let Cramer help.
David has some “dynamite stocks,” Cramer said, including three of Cramer’s four horsemen of tech and his favorite insurance company (Travelers). Unfortunately, he’s got four tech stocks and he’ll be going to the House of Pain with this portfolio is tech goes down. Cramer would throw back Apple, Research in Motion and Baidu but hang on to Google.